Comprehensive Coverage: Medicare and Root Canals

Home » Resources » Comprehensive Coverage: Medicare and Root Canals

Medicare consists of different parts, namely Part A, Part B, Part C (Medicare Advantage), and Part D. Each part offers different coverage options for various medical services. Dental care, however, is generally not covered under Original Medicare (Part A and Part B), including most routine dental procedures like cleanings, fillings, and extractions. Unfortunately, this also means that root canals, which fall under the umbrella of dental care, are typically not covered.

Exceptions to the Rule

While Original Medicare does not cover routine dental procedures, there may be some exceptions when it comes to root canals. In certain situations, Medicare may provide coverage if a root canal procedure is considered medically necessary to treat or prevent a more serious health condition. For example, if a root canal is required before a kidney transplant to prevent infection, Medicare may cover it. It’s important to note that these exceptions are rare and on a case-by-case basis.

Alternative Coverage Options

Although Original Medicare does not typically cover root canals, there are alternative coverage options you can explore to help manage the cost of dental care, including:

  1. Medicare Advantage (Part C): Medicare Advantage plans are offered by private insurance companies approved by Medicare. Some Medicare Advantage plans may include dental coverage, which could potentially cover root canals. It’s essential to review the specific details of each plan to determine whether root canal procedures are covered.
  2. Stand-Alone Dental Insurance: Another option is to enroll in a stand-alone dental insurance plan. These plans are separate from Medicare and specifically designed to provide coverage for dental services, including root canals. They offer a range of coverage options and may help reduce your out-of-pocket expenses.
  3. Dental Discount Plans: Dental discount plans are membership-based programs that provide discounts on dental services, including root canals. While they are not insurance, they can help reduce the overall cost of dental treatments. It’s important to carefully review the terms and conditions of each discount plan before enrolling.


Medicare’s coverage for root canals is limited. Original Medicare (Part A and Part B) generally does not cover routine dental procedures, including root canals. However, there may be exceptions for medically necessary root canals on a case-by-case basis. Exploring alternative coverage options such as Medicare Advantage plans, stand-alone dental insurance, or dental discount plans can provide additional options to help manage the cost of root canal procedures.

By understanding the nuances of Medicare coverage for root canals and exploring alternative options, you can make informed decisions about your dental healthcare needs.


  • Original Medicare (Part A and Part B) does not typically cover root canals or routine dental procedures.
  • Medicare may provide coverage for medically necessary root canals in rare cases.
  • Alternative coverage options include Medicare Advantage plans, stand-alone dental insurance, and dental discount plans.

Useful Resources:

  1. Medicare Dental Coverage – Official Medicare website providing information about dental coverage options.
  2. Centers for Medicare & Medicaid Services (CMS) – The official website of the CMS, the federal agency that administers Medicare.
  3. American Dental Association (ADA) – The ADA’s website offers resources and information on dental health and insurance coverage.

Please note that the provided URLs are examples and should be replaced with relevant and up-to-date resources related to Medicare’s coverage for root canals.

Insurance Facts

Join the 65+ million Americans
looking for insurance options

Description: Health insurance is a crucial form of coverage that helps protect you and your family from high medical costs. It provides financial support by covering medical expenses such as hospitalization, doctor visits, prescription drugs, and preventive care. Having health insurance ensures that you can access necessary healthcare services without facing significant financial burdens. Additionally, many countries mandate health insurance to ensure that their citizens receive essential medical care.

Description: Auto insurance is a legal requirement in most countries for anyone owning a vehicle. It offers financial protection in case of accidents, theft, or damage caused by your vehicle to others or their property. Different types of auto insurance, such as liability, collision, and comprehensive coverage, cater to various needs. It is crucial to have appropriate auto insurance to avoid potential financial losses and legal issues in the event of an accident.

Description: Life insurance is a policy that provides a lump sum payment to beneficiaries upon the insured’s death. It is an essential financial planning tool that offers peace of mind, knowing that your loved ones will have financial security and stability after you are gone. Life insurance can be used to cover funeral expenses, outstanding debts, mortgage payments, and even provide income replacement for the family. The amount of coverage needed depends on individual circumstances, such as family size, outstanding debts, and future financial goals.

Description: Homeowners insurance is designed to protect your home and personal belongings against unexpected events like fire, theft, vandalism, or natural disasters. It provides coverage for both the physical structure of your home and your possessions inside it. Moreover, homeowners insurance often includes liability coverage, which protects you if someone is injured on your property. Lenders typically require homeowners insurance for anyone with a mortgage to safeguard their investment.

Description: Travel insurance offers coverage for unforeseen events that may occur during your travels, both domestically and internationally. It can include benefits such as trip cancellation/interruption, medical emergencies, lost luggage, travel delays, and emergency evacuation. Travel insurance is especially important when planning expensive trips, traveling to remote locations, or engaging in adventurous activities. It helps mitigate financial losses and provides assistance when facing unexpected challenges away from home.

Newsletter Sign-Up:

Stay in the Loop!

Receive important insurance information right in your inbox weekly!

Newsletter Form | Email Verication