Does Medicare Cover Liver Transplants?

Home » Resources » Does Medicare Cover Liver Transplants?

Liver transplants are life-saving procedures that involve the replacement of a diseased or damaged liver with a healthy liver from a deceased or living donor. These transplants are typically recommended for individuals with end-stage liver disease, liver failure, or other severe liver conditions that cannot be managed through alternative treatments.

Medicare Coverage for Liver Transplants

Medicare is a federal health insurance program that primarily caters to individuals aged 65 and older, as well as certain younger individuals with disabilities. When it comes to liver transplants, Medicare coverage is available under specific circumstances.

Medicare Part A Coverage

Medicare Part A, also known as hospital insurance, covers inpatient hospital stays, including organ transplants. Therefore, if you meet the eligibility criteria and require a liver transplant, Medicare Part A may cover the cost of the hospital stay, surgical procedures, and post-operative care associated with the transplant.

Medicare Part B Coverage

Medicare Part B, which covers outpatient medical services, may also provide coverage for liver transplants. Part B typically covers doctor’s visits, medical tests, and other services related to the transplant process. It is important to note that Medicare Part B coverage requires the liver transplant to be performed at a Medicare-approved transplant center.

Medicare Advantage Plans

In addition to Original Medicare (Part A and Part B), you may have the option to enroll in a Medicare Advantage (Part C) plan. These plans are offered by private insurance companies approved by Medicare and often provide additional benefits beyond what Original Medicare covers. It is crucial to review the specific details of the Medicare Advantage plan you are considering to determine if liver transplant coverage is included.

Prescription Drug Coverage (Part D)

Medicare Part D is the prescription drug coverage portion of Medicare. While Part D does not directly cover the cost of the liver transplant itself, it may provide coverage for medications prescribed before and after the transplant, such as immunosuppressant drugs, which are necessary to prevent organ rejection.

Criteria for Medicare Coverage

To qualify for Medicare coverage for a liver transplant, certain criteria must be met. The criteria typically include:

  1. Medical Necessity: The liver transplant must be deemed medically necessary by a healthcare professional. The severity of your liver condition and the potential benefits of the transplant will be evaluated.
  2. Medicare-Approved Transplant Centers: The liver transplant must be performed at a Medicare-approved transplant center. These centers meet specific quality and outcome standards set by Medicare.
  3. Liver Transplant Evaluation: Before receiving Medicare coverage, you will need to undergo a comprehensive evaluation to determine if you are a suitable candidate for a liver transplant. This evaluation includes medical tests, assessment of overall health, and consideration of other factors.
  4. Prior Authorization: Medicare may require prior authorization for liver transplants. It is crucial to consult with your healthcare provider and Medicare for the necessary steps to obtain prior authorization.


In summary, Medicare coverage for liver transplants is available under certain conditions. Medicare Part A and Part B may cover the cost of the transplant, including hospital stays and related medical services. Medicare Advantage plans may provide additional coverage, and Medicare Part D may cover necessary medications. However, meeting specific criteria and using Medicare-approved transplant centers are essential for eligibility.

To learn more about Medicare coverage for liver transplants and related information, please refer to the following trusted sources:

  1. – Official Medicare website providing detailed information on coverage and eligibility criteria.
  2. – United Network for Organ Sharing (UNOS) offers valuable insights into organ transplantation, including liver transplants.
  3. – The National Institutes of Health (NIH) provides reliable information on liver diseases and organ transplantation.
  4. – The American Liver Foundation offers resources and support for individuals with liver disease and those considering liver transplants.

Insurance Facts

Join the 65+ million Americans
looking for insurance options

Description: Health insurance is a crucial form of coverage that helps protect you and your family from high medical costs. It provides financial support by covering medical expenses such as hospitalization, doctor visits, prescription drugs, and preventive care. Having health insurance ensures that you can access necessary healthcare services without facing significant financial burdens. Additionally, many countries mandate health insurance to ensure that their citizens receive essential medical care.

Description: Auto insurance is a legal requirement in most countries for anyone owning a vehicle. It offers financial protection in case of accidents, theft, or damage caused by your vehicle to others or their property. Different types of auto insurance, such as liability, collision, and comprehensive coverage, cater to various needs. It is crucial to have appropriate auto insurance to avoid potential financial losses and legal issues in the event of an accident.

Description: Life insurance is a policy that provides a lump sum payment to beneficiaries upon the insured’s death. It is an essential financial planning tool that offers peace of mind, knowing that your loved ones will have financial security and stability after you are gone. Life insurance can be used to cover funeral expenses, outstanding debts, mortgage payments, and even provide income replacement for the family. The amount of coverage needed depends on individual circumstances, such as family size, outstanding debts, and future financial goals.

Description: Homeowners insurance is designed to protect your home and personal belongings against unexpected events like fire, theft, vandalism, or natural disasters. It provides coverage for both the physical structure of your home and your possessions inside it. Moreover, homeowners insurance often includes liability coverage, which protects you if someone is injured on your property. Lenders typically require homeowners insurance for anyone with a mortgage to safeguard their investment.

Description: Travel insurance offers coverage for unforeseen events that may occur during your travels, both domestically and internationally. It can include benefits such as trip cancellation/interruption, medical emergencies, lost luggage, travel delays, and emergency evacuation. Travel insurance is especially important when planning expensive trips, traveling to remote locations, or engaging in adventurous activities. It helps mitigate financial losses and provides assistance when facing unexpected challenges away from home.

Newsletter Sign-Up:

Stay in the Loop!

Receive important insurance information right in your inbox weekly!

Newsletter Form | Email Verication